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FACTS

WHAT DOES AUTO TRENDS
DO WITH YOUR PERSONAL INFORMATION

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Credit history and Credit Scores
  • Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Auto Trends chooses to share; and whether you can limit this sharing.

Questions?

Who We Are
Who is providing this notice?
Auto Trends
What We Do

How does Auto Trends
protect my personal
information?

We collect your personal information,for example, when you

  • Apply for a loan or give us your income information
  • Provide employment information or give us your employment history
  • Apply for financing or Apply for a lease
  • Show your government issued ID or show your driver’s license

How does Auto Trends
protect my personal
information?

We collect your personal information,for example, when you

  • Apply for a loan or give us your income information
  • Provide employment information or give us your employment history
  • Apply for financing or Apply for a lease
  • Show your government issued ID or show your driver’s license

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information
    about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.

Reasons we can share your personal information Does Auto Trends share? Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

Definitions

Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.

  • Auto Trends has no affiliates.

Nonffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.

  • Nonaffiliates we share with can include insurance companies, direct
    marketing companies, finance companies, and credit unions or
    banks.

Joint Marketing

A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.

  • Our joint marketing partners include insurance companies, direct
    marketing companies, finance companies, and credit unions or banks.
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